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From Layers to Portfolio

Most companies think about reinsurance layer by layer. But the real question is: how does the entire program work together? Does the portfolio of treaties efficiently protect against the risks that matter most, or are there gaps, overlaps, and wasted premium?

Program Efficiency Analysis

Analyze the overall efficiency of our reinsurance program:
Current program (all layers):
[List each treaty/layer with type, limits, retention, premium]

Total ceded premium: $[X]M
Net premium retained: $[Y]M

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What you'll learn:

  • Use AI to analyze the efficiency of the overall reinsurance program
  • Model alternative program structures and compare total cost of risk
  • Build long-term reinsurance strategy aligned to business growth plans