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Reinsurance Fundamentals

Every insurer faces concentration risk — a single hurricane, a mass tort, or a pandemic could generate losses exceeding what the company can absorb. Reinsurance transfers portions of this risk to reinsurers in exchange for premium, creating financial stability and enabling growth.

Structure Analysis with AI

Comparing Reinsurance Types ` Explain the key reinsurance structures and when each is most appropriate:

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What you'll learn:

  • Use AI to explain and analyze different reinsurance structures
  • Build comparison frameworks for treaty vs. facultative, proportional vs. excess
  • Create educational materials that make reinsurance accessible to non-specialists