Breaking Banks
The longest-running fintech podcast — best historical context on how AI is disrupting traditional banking moats.
10 episodes curated
Episodes
After the Demo: When AI Stops Impressing and Starts Mattering
In This Episode Have we reached the point where AI is beginning to matter in a commercial sense or are we still in the ‘figuring it out’ stage and it’s not driving outcomes yet? In this episode host Jason Henrichs is joined by Prashant Mehrotra, Chief AI Officer at U.S. Bank, and John Sun, Co-Founder and CEO of Spring Labs, for a deep dive into the frontier that is AI. Listen as these executives share insights on AI as a transformational force, not just one part of the organization. Everyone needs to be brought along on the journey which requires evangelization, education, bu
Navigating the Evolving Landscape of Banking in the AI Era: What Every Institution Must Know
In This Episode In this episode of Breaking Banks, hosts Jason Henrichs, Brett King and JP Nicols delve into the transformative impact of AI and technology on the banking industry, and share insights on what institutions must do to not only survive, but thrive as AI rewrites playbooks. The conversation covers the role of stablecoins, agentic AI, the future of smart contracts, smarter digital infrastructure, and how accelerated innovation cycles are reshaping the global financial system. They explore the structural changes they see coming and the potential of AI in automating cross-border trans
Inside The Futurists X Summit: Preparing For An AI Powered Future
In This Episode Inside The Futurists X Summit: Preparing For An AI Powered Future This week  Breaking Banks  comes to you from  The Futurists X Summit  in Dubai, the world’s largest gathering of top-ranked futurists. This summit brings together leaders, innovators and policymakers from around the globe for meaningful dialogue on the future of technology, business and society. Tune in as  Breaking Banks  and  The Futurists  host Brett King speaks with Mastercard’s J.K. Khalil, EVP and Division President of East Arabia, and Raja Rajamannar, Chi
Reshuffle: Who Wins When AI Restacks the Knowledge Economy
In This Episode This week on Breaking Banks , we spotlight the newest member of the  Provoke.fm  family,  Bankers’ Bookshelf , hosted by Paolo Sironi. This episode features Paolo’s interview with Sangeet Paul Choudary, author of the new book,  Reshuffle: Who Wins When AI Restacks the Knowledge Economy . Paolo and Sangeet discuss how AI is set to transform the global economy and company operations by redistributing power among key players. Sangeet explores four key tensions driving this transformation: tensions between workers and their software tools; tool provi
News From The Fintech Front: AI, Stablecoin Strategy & Fintech M&A
In This Episode This week on  Breaking Banks ,  Don Ginsel , host of our sister show  Breaking Banks Europe , takes our mic and brings the conversation stateside. Don is joined by  Nik Milanović , founder of  This Week in Fintech , for a wide-ranging and energizing discussion of the latest forces shaping the fintech landscape. From the evolving role of traditional banks and increasing interest in stablecoins to the current state of  fintech M&A , the rise of fraud, and the impact of  AI  on financial services, Don and Nik cover the topics on everyone
Hot Takes on Banking Regulation, Standards, AI, and Fraud
In This Episode Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today. In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (CFES) and Phil Goldfeder, CEO American Fintech Council (AFC). AFC, a standards-based organization representing large financial technology (Fintech) companies and innovative banks, promotes a transparent, inclusive, and customer-centric financial sys
Decentralized AI & Financial Inclusion
In This Episode Good leaders drive day-to-day results. Great leaders share visionary ideas and then inspire organizations and stakeholders to find a way to get there. In today’s second segment, Jennifer Tescher, host of sister podcast  Emerge Everywhere , introduces this year’s Financial Health Visionary Award honoree,  Brian Moynihan , Chair and CEO of Bank of America. The Visionary Award recognizes those who have shown unparalleled leadership in building a more inclusive financial system and empowering the next generation of leaders to innovate solutions that improve financia
Bank-Fintech Partnerships, Open Banking and AI…oh my!
In This Episode We kick off with a crossover segment featuring  Fintech Takes  host and fintech insider Alex Johnson, who joins Jason to break down major themes from Money20/20 2024. Together, they explore the hot topics shaping fintech right now: bank-fintech partnerships, Banking-as-a-Service (BaaS), open banking (1033), and the evolving role of AI. Alex shares highlights from his on-stage interview with CFPB Director Rohit Chopra, where they discussed the finalized 1033 rule, the ongoing legal pushback from big banks, third-party risk management, and new BaaS standards aimed at cr
Episode 564: AI Baseball
In This Episode AI is simultaneously taking over the world and disappointing in it’s ability to take over the world depending on the publication you read. No doubt we are in the first innings. Today Derek Higginbotham, CEO of First Electronic Bank, Matt Bochenek CEO of Avant and John Sun, CEO of Spring Labs, and Jason Henrichs talk about why everyone needs to be getting up to bat with AI, no matter the size of institution you work for. Spring Labs AI Native Banking and Fintech conference is next week and has a powerhouse lineup. Register at  conferences.springlabs.com  and use code S
Episode 539: Reflecting on AI’s Risks and Rewards
In This Episode This week on Breaking Banks, we feature an episode from sister podcast EMERGE Everywhere. Is artificial intelligence the key to providing personalized financial advice for all? While companies like Credit Karma are tapping into AI’s vast potential to help customers manage their money, the technology also raises weighty questions about how to use it responsibly. In this episode, Jennifer Tescher, host of EMERGE Everywhere speaks with Credit Karma CEO Ken Lin about how the company has embedded AI into its solutions, the biggest opportunities and challenges right now, and what an